Rep. Norm Thurston — Voting Record

Bill

Number

H.B. 113 Third Substitute (2023GS)

Sponsor

Rep. Judkins, M.

Final action

Governor Signed 3/13/2023

Outcome

Became law — signed by Gov. Spencer J. Cox

Summary

What it does

• This bill:
• increases minimum coverage limits for a motor vehicle insurance policy for liability for bodily injury, death, or property damage caused by an accident, beginning at a future date;
• provides an exception to the increase in coverage limits for a self-insured, private rental fleet; and
• makes technical changes.

Every vote on this bill

Bill text

MOTOR VEHICLE INSURANCE REVISIONS
GENERAL SESSION
STATE OF UTAH
Chief Sponsor: Marsha Judkins
Senate Sponsor: 
Lincoln Fillmore
LONG TITLE
General Description:
This bill increases minimum coverage limits on liability coverage for a motor vehicle
insurance policy.
Highlighted Provisions:
This bill:
▸ increases minimum coverage limits for a motor vehicle insurance policy for liability
for bodily injury, death, or property damage caused by an accident, beginning at a
future date;
▸ provides an exception to the increase in coverage limits for a self-insured, private
rental fleet; and
▸ makes technical changes.
Money Appropriated in this Bill:
None
Other Special Clauses:
None
Utah Code Sections Affected:
AMENDS:
31A-22-304
, as last amended by Laws of Utah 2008, Chapter 371
Be it enacted by the Legislature of the state of Utah:
Section 1. Section 
31A-22-304
 is amended to read:
31A-22-304.
Motor vehicle liability policy minimum limits.
(1)
 [
Policies
] 
A policy issued or renewed on or before December 31, 2024,
 containing
motor vehicle liability coverage may not limit the insurer's liability under that coverage below
the following:
[
(1)
] (a) 
(i)
 $25,000 because of liability for bodily injury to or death of one person,
arising out of the use of a motor vehicle in any one accident;
[
(b)
] 
(ii)
 subject to the limit for one person in Subsection (1)(a)
(i)
, in the amount of
$65,000 because of liability for bodily injury to or death of two or more persons arising out of
the use of a motor vehicle in any one accident; and
[
(c)
] 
(iii)
 in the amount of $15,000 because of liability for injury to, or destruction of,
property of others arising out of the use of a motor vehicle in any one accident; or
[
(2)
] 
(b)
 $80,000 in any one accident whether arising from bodily injury to or the death
of others, or from destruction of, or damage to, the property of others.
(2) Subject to Subsection (3), a policy issued or renewed on or after January 1, 2025,
containing motor vehicle liability coverage may not limit the insurer's liability under that
coverage below the following:
(a) (i) $30,000 because of liability for bodily injury to or death of one person, arising
out of the use of a motor vehicle in any one accident;
(ii) subject to the limit for one person in Subsection (2)(a)(i), in the amount of $65,000
because of liability for bodily injury to or death of two or more persons arising out of the use of
a motor vehicle in any one accident; and
(iii) in the amount of $25,000 because of liability for injury to, or destruction of,
property of others arising out of the use of a motor vehicle in any one accident; or
(b) $90,000 in any one accident whether arising from bodily injury to or the death of
others, or from destruction of, or damage to, the property of others.
(3) Notwithstanding Subsection (2), for a policy for a self-insured, private rental fleet,
the policy containing motor vehicle liability coverage may not limit the insurer's liability under
that coverage below the following:
(a) (i) $25,000 because of liability for bodily injury to or death of one person, arising
out of the use of a motor vehicle in any one accident;
(ii) subject to the limit for one person in Subsection (3)(a)(i), in the amount of $65,000
because of liability for bodily injury to or death of two or more persons arising out of the use of
a motor vehicle in any one accident; and
(iii) in the amount of $15,000 because of liability for injury to, or destruction of,
property of others arising out of the use of a motor vehicle in any one accident; or
(b) $80,000 in any one accident whether arising from bodily injury to or the death of
others, or from destruction of, or damage to, the property of others.